tax-calculator.nl guides
Short notes that might be useful when checking your Dutch salary, tax, or payslip.
Inburgering Exam Preparation is our second iOS app: practice rounds for all five parts of the Dutch civic integration exam, KNM, lezen, luisteren, schrijven and spreken, with speech recognition that checks your spoken Dutch on-device. Free to start.
MRB isn't one number, it's set by your car's weight, its fuel type, and which of the 12 provinces you're registered in. We break down the weight bands, the province surcharge, and the 2026 EV discount, then run real plates through the numbers.
Not to be confused with the eigenwoningforfait on your tax return, OZB is the yearly bill your municipality sends based on your WOZ value. Rates vary a lot by municipality. Here's what determines your number and why two nearly identical homes can owe very different amounts.
tax-calculator.nl is now an iOS app. Salary, car tax, mortgage, holiday allowance, and the eigenwoningforfait calculator, all in your pocket. Free to use, no sign-in required.
No more digging out your WOZ-beschikking to find one number. Enter your address, we pull the official WOZ value and calculate your exact eigenwoningforfait at the correct 2026 band, not a rough national average.
From 1 January 2027 the tax-free cap drops from 30% to 27%, but not for everyone. We explain the December 2023 cutoff that decides who's affected, and run the real euro difference through our calculator.
The 30% ruling remains one of the most valuable expat tax benefits in the Netherlands. We break down the 2026 eligibility criteria, the salary threshold, and how toggling it in our calculator affects your take-home pay.
Every Dutch employee receives a minimum 8% vakantiegeld on top of their gross salary. We explain when it is paid (usually May), how it is taxed, and why the net amount is often less than people expect.
The two main Dutch tax credits reduce your income tax bill significantly. Here are the exact 2026 phase-in and phase-out thresholds, and how they interact when both are applied via your employer.
ZZPers pay no national insurance through their employer but face the full inkomensafhankelijke ZVW-bijdrage. We run through what actually differs between the two paths so you can compare with real numbers.
When both partners work, the household heffingskortingen interaction can be surprising. We explain the rules and show how our "Add partner" feature calculates your combined monthly take-home.
The Netherlands taxes income in three boxes. Our calculator covers Box 1 (employment and home). Here is a plain-English guide to what each box covers and the key rates for 2026.
Two offers with the same gross salary can land very differently in your bank account once pension contributions, holiday allowance, a lease car, and 30% ruling eligibility are factored in. Here is how to actually compare them.
The mortgage interest deduction is the single biggest tax break most Dutch homeowners ever see, and also one of the most misunderstood. Here is what is deductible, how the eigenwoningforfait offsets it, and why the benefit shrinks as you pay down your loan.
All articles reflect Dutch tax rules as of 2026. Not tax advice. Consult a belastingadviseur for your situation.